Fair Gains
$ 0.00
towards your purchase.
| Your Monthly Deposit: | $ 0.00 | |
| x | Duration (months): | 12 |
| = | Your Contribution: | $ 0.00 |
| + | Matched Savings: | $ 0.00 |
| = | Total: | $ 0.00 |
Fair Gains is a free program where you can earn as you learn!
Momentum will match the money you save. For every $1 you save in your bank account, you will earn $3 through Fair Gains. Save $15 to $50 a month and earn up to $1,800 in matched savings in one year, for a total of $2,400!
Graduates of the Fair Gains Program may be eligible to apply for the Owen Hart Home Owner's Program. In the Home Owner's Program, you save up to $200 a month for 12 months. For every dollar you save, you will earn $4. Combined with your Fair Gains savings, you could have over $12,000 towards a down payment for a home. Spaces for this program are limited, and you must be able to qualify for a mortgage.
Use the Matched-Savings Calculator to see what your savings could be!
To help you find the money to save, you will attend 2-hour money management workshops, two evenings a month for a year.
Use the Budget Calculator to see where you might be able to find the money to save!
Childcare is available.
Learn the skills
Learn to:
- Increase your money management skills
- Create a budget and build your savings
- Pay down your debt
- Rebuild your credit
Use your savings to:
- Go to school
- Buy tools for work
- Save for your kids’ education
- Buy your own home
- Start or expand your business
How much does it cost?
This program is free.
Do I qualify?
This program is for people over 18 years old whose total annual household income before deductions is at or below the following guidelines:
| # of People in Your Household | Maximum Household Income |
|---|---|
| 1 person | $22,637 |
| 2 people | $28,182 |
| 3 people | $34,646 |
| 4 people | $42,065 |
| 5 people | $47,710 |
| 6 people | $53,808 |
| 7 or more | $59,907 |
How do I apply?
To apply for this program, you must first attend an interview with the Fair Gains facilitator. Fair Gains classes start in April and October. Classes fill up quickly, so contact us today!
Want to know more? Fill out the information form and someone from Momentum will contact you or call 403.204.2694 or email your contact information to fairgains@momentum.org.
Financial Partners





