Manage and Save Your Money

Learn how to manage your money and save. You can learn how to budget, rebuild your credit rating, and take control of your finances.

We also offer a savings incentive program to help you save money.

Financial Literacy Programs

The Department of Financial Literacy works to enable low-income earners to better manage their limited financial resources in order to become self-reliant and work towards increased financial security.

This is done through money management education, asset development through saving incentive programs and character based loans to improve credit and maintain and secure housing.

Our Programs and Services

Money Management

Workshops are provided to teach people how to better manage their money. Workshops are held at various community centres for people living in low-income situations.

Calgary Rent Bank

Provides loans available to assist adults with:

  • Security deposits for rent and utilities
  • Rent and utility arrears

Youth Fair Gains

Supports youth ages 16 to 21 to develop life long money mangement skills and allows them the unique opportunity to purchase assets through incentives.

Fair Gains

Adults 18 or over build assets through money management education and savings incentives.

Owen Hart Home Owners Program

Individuals who have successfully completed the Fair Gains program have the opportunity to extend their savings period and work towards the asset of home ownership while gaining money management skills with emphasis on home ownership issues.

Savings Circles

Provides adults with the opportunity to build assets that will make an immediate difference in their lives through money management education and savings incentives.

Find out about our Financial Literacy Department


See our External Links and Resources page